IRS Notice CP504B: Intent to Levy (Business)

The CP504B is the business version of the CP504 — a Notice of Intent to Levy on a business tax balance. It demands fast action to protect company assets and avoid further enforcement.

The CP504B is a Notice of Intent to Levy issued to a business for an unpaid tax balance — often payroll (employment) taxes, which the IRS pursues especially aggressively. Like the individual CP504, it allows the IRS to seize a state tax refund and warns that levies on business bank accounts, receivables, and other assets will follow.

What this notice means

A CP504B confirms the IRS is beginning enforced collection against your business. It allows the IRS to levy your state tax refund now and signals that a Final Notice of Intent to Levy is the next step. Because unpaid payroll taxes include money withheld from employees, the IRS treats these balances as a high priority and may also pursue the Trust Fund Recovery Penalty against responsible individuals personally.

Why you received it

  • Your business has an unpaid federal tax balance — frequently Form 941 payroll taxes.
  • Earlier business balance-due notices went unanswered.
  • No payment arrangement or resolution is in place for the business account.

Deadlines and what happens if you ignore it

Risk to the businessConsequence
State refundSeized and applied to the federal balance
Final noticeFinal Notice of Intent to Levy follows
Bank accountsBusiness accounts levied
ReceivablesAccounts receivable can be levied
Personal exposureTrust Fund Recovery Penalty against owners/officers

Payroll tax debt is personal

With unpaid employment taxes, the IRS can assess the Trust Fund Recovery Penalty against owners, officers, and other responsible persons — making the debt personal. Fast action protects both the business and you. See IRS Topic 201.

How to respond to a CP504B

  1. Act immediately — business levies can freeze the cash flow you need to operate.
  2. Verify the balance and confirm which tax periods are involved.
  3. **Negotiate a business installment agreement** or other resolution before the final notice.
  4. Explore settlement through an Offer in Compromise where the business qualifies.
  5. Address the Trust Fund Recovery Penalty exposure with professional guidance.

How USCTS helps

Business tax problems carry higher stakes and more moving parts than individual debts. We represent the business before the IRS, negotiate to keep operations running, and work to prevent or limit the Trust Fund Recovery Penalty against owners. We also resolve any related back taxes, file missing returns, and pursue release of any lien or levy already in place.

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Frequently Asked Questions

They are essentially the same notice — a Notice of Intent to Levy — but the CP504B is issued for a business tax account rather than an individual’s. Business cases often involve payroll taxes, which the IRS pursues more aggressively and which can become personal through the Trust Fund Recovery Penalty.
Yes. Through the Trust Fund Recovery Penalty, the IRS can assess the withheld portion of unpaid payroll taxes personally against owners, officers, and others deemed responsible. This makes early, professional handling of a CP504B especially important.
The IRS’s goal is to collect, not to close businesses, but a bank or receivables levy can cripple cash flow. Arranging a resolution quickly — often a business installment agreement — keeps operations running while the debt is paid down.

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