How a Nurse Stopped an IRS Wage Garnishment in Days

A nurse opened her paycheck to find the IRS had taken more than half of it. Here is how we got the garnishment released quickly.

Client

Registered nurse, Ohio

Owed → Outcome

$31,500Levy released in days

Resolution

Garnishment release + Installment Agreement

Illustrative client scenarios based on common case types. Individual results vary.

The situation

Maria, a registered nurse in Ohio, owed about $31,500 from two earlier years. She had ignored several notices during a difficult stretch, and the IRS finally issued a wage levy. Her employer was required to send a large share of every paycheck to the IRS, leaving her unable to cover rent. She called us the same day the first reduced check landed.

What we did

  1. We filed a power of attorney and contacted the IRS unit handling the levy immediately to open a dialogue.
  2. We gathered proof that the garnishment was causing economic hardship, documenting her rent, utilities, and basic living expenses.
  3. We proposed an affordable installment agreement the IRS would accept in exchange for releasing the wage garnishment.
  4. We confirmed all her returns were filed so nothing blocked the release.

The outcome

The IRS agreed to release the garnishment within days, and Maria’s next paycheck was whole again. The balance is now being paid through a manageable monthly installment agreement that fits her budget instead of crushing it.

Speed matters

Once an employer receives a levy notice, the next paycheck can be affected. The sooner a representative engages the IRS, the sooner a release can be requested.

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Frequently Asked Questions

In urgent hardship cases a release can sometimes be requested within days once we have your financial information and any missing returns are filed. Timelines vary by case.
Yes. Releasing the garnishment stops the seizure of your wages, but the underlying balance is then handled through a payment plan or other resolution.

About these stories

Illustrative client scenarios based on common case types. Individual results vary. These scenarios are composites drawn from common case types we handle at US Certified Tax Services; they are not specific named clients and are provided for illustration only. Outcomes depend on your individual facts and IRS determinations. For a review of your situation, request a free consultation.

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